Privacy Policy

Privacy Policy

Introduction

Welcome to https://debt-consolidation-interest-rates.vibereports.co.uk (hereinafter referred to as “the Company” or “we”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, storage, access, and processing of personal information in alignment with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales and Service Act (UCPA)
  • Connecticut’s ConnectiCut Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This privacy policy is applicable to all aspects of our website, including but not limited to, the https://debt-consolidation-interest-rates.vibereports.co.uk domain, associated subdomains, and any linked applications or services. Please note that this policy does not extend to third-party platforms, external applications, products, or services accessed through links on our site, as these entities have their own privacy policies governing data collection and usage.

Processing Activities

This policy guides your interactions when:

  • You utilize any of our applications or services as an authorized user.
  • You visit any pages within the scope of this Privacy Statement.
  • You engage with us through communications, including but not limited to newsletters, emails, phone calls, and text messages (SMS).

Personal Data Collection

We collect a range of personal data, categorized as follows:

  • Account Information: Details associated with your registration or account creation, such as user names, email addresses, and passwords.
  • Payment Information: Financial data required for transactions, including credit/debit card numbers, expiration dates, and security codes.
  • Financial Information: Data related to your financial status, debt details, or interest rate preferences.
  • Purchase Information: Records of products or services accessed through our platform, purchase history, and order details.
  • Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device IDs, and location data.
  • Location Data: Geolocation information provided when you interact with our services.
  • Feedback: Your responses to surveys, feedback forms, or product reviews.
  • Social Media Information: Publicly available data from social media platforms if you choose to connect your accounts for seamless access.
  • Product Information: Details about products you view, search for, or purchase on our site.

We collect this information through direct user input, interactions with our platform, and automated technologies, including cookies (explained in the next section). Additionally, we may receive personal data from third parties who assist us in providing services, subject to their privacy policies.

Cookies

We employ cookies, a common technology used by websites to enhance user experience and gather analytics. Our cookies are categorized as:

  • Strictly Necessary: These ensure basic functions like login, session management, and security.
  • Preference: Cookies that remember your preferences, language settings, and other customization options.
  • Analytics: Used to understand how our website is used, improve performance, and offer tailored content.

Users have control over non-essential cookies through our Cookie Manager, allowing them to manage their cookie preferences.

Retention and Deletion

We retain personal data only for as long as it is necessary for the purposes it was collected or as required by law. Once these purposes are fulfilled, we securely delete or anonymize the data. This process ensures that your information remains protected and is not retained beyond its intended use.

Security Measures

We have implemented robust organizational and technical safeguards to protect your personal data. These include:

  • Encryption of data during transmission and storage.
  • Engaging secure third-party processing partners who adhere to strict privacy standards.
  • Regular security audits and updates to our systems to prevent unauthorized access.

Children’s Privacy

We do not intentionally collect or solicit personal information from children under the age of 18. If we learn that we have received such data, we will take steps to delete it promptly.

Your Rights

Depending on your jurisdiction and local privacy laws, you may have specific rights regarding your personal data, including:

  • Access, rectification, or erasure (right to be forgotten) of your data.
  • Restriction or objection to the processing of your data.
  • Data portability, allowing you to transfer your data to another controller.
  • The right not to be subjected to automated decision-making and profiling.

To exercise these rights or have any data-related inquiries, please contact our privacy team at your earliest convenience.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be promptly posted on our website, ensuring transparency in our practices.

Contact Information

For any questions regarding this policy, data-related requests, unsubscribe inquiries, or feedback, please reach out to us via: